So you're ready to (finally) be free of debt and payments?
Learn how to pay off your debt *without* the overwhelm and uncertainty!
BUDGET TO DEBT FREEDOM
- Get on a written budget that aligns with your pay schedule
- Pay off debt regularly and consistently
- Stay motivated and excited so you never fall back into old habits
Struggling paycheck-to-paycheck kinda blows, right?
You get a fresh paycheck and hallelujah! Monaaayyy!
For a few days you’re feeling pretty bougie and comfortable.
But then you find yourself running out of cash . . . and payday is still a frightening amount of days away.
It’s a struggle bus, eat ice for dinner, throw the extra expenses on a credit card and pray-payday-comes-early type situation.
It’s terrible. And frankly, it shouldn’t be this way based on how much money you make.
I'M HERE TO CHANGE THAT.
Instead, let’s get you organized and in control of your spending
No more overdrafts, missed bills, or having to throw things on a credit card because the dough is low.
There is a way to prioritize your bills so there’s always plenty of money to pay them on time, every time . . . and pay for your expenses, extra debt payments, and wants too!
Build up your savings account so it's bursting at the seams
Your savings account is looking pretty bleak.
And what’s worse, every time you do squirrel some money away in it . . . you somehow end up sneaking little bits out like a leaky pipe and never seem to have the funds to make you feel secure and protect you in the case of a serious Emergency.
It’s time to build a rock-solid savings account to bring you the financial security and peace of mind you really crave.
Pay off your debt to a cool $0 balance
Your minimum payments are robbing you of your hard-earned income, and your interest is lining your lenders pockets.
Let’s be real, you’re making your lenders rich instead of yourself.
What if you could pay off your debt in a few months or years and keep that cash to fund your lifestyle goals instead of theirs?
Instead, let’s get you organized and in control of your spending
No more overdrafts, missed bills, or having to throw things on a credit card because the dough is low.
There is a way to prioritize your bills so there’s always plenty of money to pay them on time, every time . . . and pay for your expenses, extra debt payments, and wants too!
Build up your savings account so it's bursting at the seams
Your savings account is looking pretty bleak.
And what’s worse, every time you do squirrel some money away in it . . . you somehow end up sneaking little bits out like a leaky pipe and never seem to have the funds to make you feel secure and protect you in the case of a serious Emergency.
It’s time to build a rock-solid savings account to bring you the financial security and peace of mind you really crave.
Pay off your debt to a cool $0 balance
Your minimum payments are robbing you of your hard-earned income, and your interest is lining your lenders pockets.
Let’s be real, you’re making your lenders rich instead of yourself.
What if you could pay off your debt in a few months or years and keep that cash to fund your lifestyle goals instead of theirs?
HERE'S A PEEK INTO YOUR FUTURE . . .
- You wake up in the morning and have 5 figures in your savings account . . .
- Payday is coming tomorrow, but you still have plenty of cash leftover from last paycheck to put toward your next family vacation . . .
- While out running errands, you walk into Target and slap $200 on the counter and buy your home decor with no guilt . . .
- On the way home, you grab your favorite takeout lunch, and knowing you have plenty of cash in your account, you add the guac without hesitating . . .
- When your head hits the pillow at night, you feel secure and assured, knowing you've worked hard and are now in a great place financially.
This isn't a fairytale, it's the kind of future you can expect when you harness the power of budgeting. And I've created a system to help you get there 10x faster.
Introducing . . .
BUDGET TO DEBT FREEDOM
My signature online course featuring my unique 4P Framework to help you budget and start paying off debt (and reaching your other financial goals) consistently and fast!
The exact same A-Z strategy I used to pay off $71k of debt in less than 3 years on a single income!
YOU'VE TRIED BUDGET HACKS + WORKSHEETS BEFORE, BUT YOU'VE NEVER TRIED A SYSTEM LIKE THIS!
My signature D.B.B.P method is the best way to budget because it puts you in the drivers seat telling your dollars where to go every paycheck in a beautiful, functional, digital way! I'll teach you how to build and implement a budgeting system that will get you results so you can change your money story.
MY TEMPLATES ARE LOVED BY 36,000+ RAVING SUPER-FANS AROUND THE GLOBE!
That's a lot of budgeters getting on the right track. I get emails and messages every day from people raving about how intuitive they are and how this system is the only thing that’s ever worked for them!
LEARN FROM AN EXPERT WHO WENT FROM $1,300/MO IN PAYMENTS TO $0/MO IN LESS THAN 3 YEARS . . . ON A SINGLE INCOME.
I transformed my own money story while also helping others along the way as a 1:1 coach. Trust me, I've seen #allthethings! I know there are a lot of hard things you may be going through with your finances. That's why I've created video lessons and live support to help you navigate the nuances of different financial scenarios, situations, and pay schedules.
Budget to Debt Freedom will teach you how to . . .
- Understand your current financial situation with clarity (so you can say peace out to bad habits that aren't serving you anymore)
- Build your budget the right way using using your real income and bills (so it's completely intuitive and ready to implement immediately)
- Set up a never-fail routine (no guesswork on how often you should be budgeting!)
- Project your unique debt-free date (light the fire under your motivation and throw a match on it!)
- Get rid of those oppressive minimum payments ASAP (keep your money for yourself, not your lenders' pockets!)
- Stay consistent no matter how busy life gets (so your progress never stops)
There is no magic pill to cure your money problems, but with my step-by-step 4P Framework you'll be set up to see consistent changes that build up into big results over time!
You shouldn't just take it from me though, check out what my brilliant students are saying!
"BTDF was the best money I spent in 2020!! I have paid off 2 debts since completing the course and have 2 more debts to go...by September 2021 I will be completely debt-free!! Thank you from the bottom of my heart! 💗"
- Melissa W.
"Even though I have read about budgeting before, having you go over it step-by-step with me made me feel so confident about being able to do it myself!"
- Nancy V.
"The BTDF course helped me develop a simple plan that was easy to follow. I’ve paid off one credit card, have a healthy savings, finally have a positive net worth and I’m just getting started!"
- Jennifer S.
"I know I'm just starting out but seriously - THANK YOU! I can tell we are going to be experiencing less worry as we work to pay off debt (our goal is three years). Thank you!"
- Sarah C.
"This course helped me confront my denial of excessive spending. It helped me understand the process of budgeting so I was more comfortable explaining to my husband the how and why of it all. I’ve also been able to establish a reasonable budget and focus on small steps to debt freedom!"
- Brooke B.
"My husband and I have a WAY better understanding of our financial picture and can now lay out a realistic plan for our money."
- Katey P.
Any person can become debt-free by following Budget to Debt Freedom because it's a proven strategy that is easy to replicate.
Here's everything you get...
Budget to Debt Freedom Online Course
20+ transformational video lessons with education, motivation, assignments, and a step-by-step walk through of putting your budget and debt-free plan together! Short, digestible, and easy to learn from videos in EVERY lesson! (Value $297)
The Budget to Debt Freedom Course Workbook
A printable workbook with 8 impactful assignments to guide you through Budget to Debt Freedom, building your budget, and creating your debt-free plan faster, easier, and with more clarity. NEW in 2022✨. (Value $47)
Private access to the members-only Facebook community
Find an accountability partner, get regular success checkins, course updates, announcements, and motivation to finish the course and stick to your budget. (Value $97/yr)
Expert chat support
We know you need fast support so you don't lose momentum, so we are available to answer questions directly in the course platform via chat! 24 hr. turnaround time for most questions. (Value $47/yr)
Debt Payoff Calculator
This bestselling tool has been used by over 6,000 people worldwide to build an actionable monthly plan and end-goal for paying off debt! With 4.9 stars and gushing reviews, it's an essential part of my 4P Framework and it'll be yours inside BTDF. (Value $17)
Budget Template
My cult-favorite budget template with 30,000+ raving users will be your new BFF as you learn my epic D.B.B.P method! You'll get access to the 2022 limited edition design not available to the public anymore. (Value $17)
On top of all of that, you're also going to get access to an all new BONUS VAULT to take you to the finish line even faster . . .
Let's take a look at your BONUS VAULT:
FIND YOUR PERFECT SIDE HUSTLE E-BOOK
Who doesn't want to make more money? Increasing your income with a side hustle can build your financial momentum and make your life more enjoyable, so I'm gifting you access to my game-changing e-book so you can find the perfect one for you! NEW in 2022✨.
(Value $20)
STICK TO YOUR BUDGET ACTION GUIDE
Hard time sticking to budgets? I've been doing this a long time, so I know all the secrets. My 15-point action guide will help you stick to your budget so you can get the results you want faster and with more consistency! NEW in 2022✨.
(Value $27)
8 BONUS VIDEOS + LESSONS ON ADVANCED TOPICS
An ENTIRE bonus module with helpful lessons such as: intro to investing, should you invest while paying off debt?, living more frugally, wealth mindset, what to do after debt-freedom, and more to set you up for lifelong success on your financial journey! NEW in 2022✨.
(Value $297 )
PRINTABLE PROGRESS TRACKERS
Have fun tracking your debt payoff and savings with this bundle of 12 printable progress trackers curated especially for BTDF by Debt Free Charts! NEW in 2022✨.
(Value $17)
COURSE MODULES
Here's a peek into the transformative journey I'm going to take you through in BTDF . . .
01
Preparation + Motivation
- Understand the big picture strategy of financial freedom + wealth
- Define your motivation
- Your #1 goal when budgeting to pay off debt
- Get aligned with your partner
02
Build Your Budget
- Understand your current financial situation with total clarity
- Budget prep (this is going to make the next step fast!)
- Put together your D.B.B.P method budget
- It's time to find that extra money to put toward debt!
03
Maintain and Reconcile Your Budget
- How to track your spending
- How to deal with surprise expenses like a boss (so they never throw you off!)
- Set up your never-fail routine
04
Save Your Starter Emergency Fund
- How much to save for your situation, when, and how
- How to get the money tucked away safely so you don't pull from it anymore (no more leaky pipe!)
- Where to save it for maximum returns!
05
Use Your New Budget Numbers to Calculate Your Debt-Free Date
- Choose which method of debt payoff works best for you
- Calculate your customized debt-free date
- Commit to your plan and attack debt!
06
BONUS VAULT
- What to do after debt freedom?
- Credit Cards: how to use them responsibly or stop using them altogether!
- How to improve your credit score
- Intro to Investing
- Wealth Mindset
- Should you invest while paying off debt?
- Increase your income with a side hustle w/ FREE Side hustle e-book
- Stick to Your Budget Action Guide
Plus SO MUCH more!
"BTDF was the best money I spent in 2020!! Merilee is the ONLY person that has ever taught me to create and manage a budget and plan a path to be debt-free. As a single mom, on a single income, this course clearly walked me through where I am financially today and where I want to be years down the road. This course changed my perspective and the trajectory of my life moving forward.
I have paid off 2 debts since completing the course and have 2 more debts to go...by September 2021 I will be completely debt-free!! Thank you from the bottom of my heart! 💗"
- Melissa W.
Are you ready for this action?
- Budget to Debt Freedom Course (valued at $297)
- The Budget to Debt Freedom Course Workbook NEW (valued at $47)
- Private access to the members-only Facebook community (valued at $97/year)
- Expert chat support (valued at $47/year)
- Debt Payoff Calculator (valued at $17)
- Cult favorite Budget Template (valued at $17)
- BONUS Find Your Perfect Side Hustle e-book NEW (valued at $20)
- BONUS 8 videos + lessons on advanced personal finance topics NEW (valued at $297)
- BONUS Stick to Your Budget Action Guide NEW (valued at $27)
- BONUS 12-Pack of Printable Progress Trackers NEW (valued at $17)
CHOOSE YOUR PAYMENT OPTION:
ONE PAYMENT OF
(Best value!)
$883
$137
TWO PAYMENTS OF
(2 installments one month apart)
$484
$75
A budget = freedom to spend, knowing your goals are being met.
Meet Merilee.
Hey there, I'm Merilee, your new budget mentor! I'm obsessed with helping my clients and students budget successfully and reach their financial dream life.
After paying off $71k of debt in less than 3 years on a single income, coaching budgeting clients one-on-one, interacting with my online audience for 5 years, and selling and giving away over 36,000 money templates, I realized that there was a specific strategy that was truly a game-changer.
I love budgeting because of how much power it's given to my family. We reach money goals fast, we feel in control, and our dream future is within reach. And pssst . . . we're doing it even with a bundle of kids and without making a fortune!
I developed Budget to Debt Freedom to get the power of my 4P Framework and D.B.B.P method into your hands if you're ready to get un-stuck and start seeing progress!
Check out the impressive progress current BTDF members are making!🔥👇🏻😍
Is BTDF right for you? Here's how you can tell:
✅ You're tired of the repeat cycle of feeling broke, unorganized, stuck, or like you're living beneath your potential
✅ You’re ready to put the time and effort into budgeting that it takes to see results
✅ You want a detailed, comprehensive, proven budgeting and debt payoff method
✅ You’re ready to invest a small amount of money into making your finances thrive
✅ Getting your finances organized is a high priority for you this year
❌Things are working pretty well for you right now with your spending habits and finances
❌You’re looking for a quick fix with no maintenance
❌ You just want the simple basics right now and aren't ready for big change and results
❌ You’d rather weed through and piece together free content than get an all-in-one system for a small price
❌ Getting your finances in order isn’t high on your priority list right now
Mostly ✅’s? You’re ready for Budget to Debt Freedom!
Psst . . .You don't believe these wild budgeting myths, do you?
MYTH: If I start budgeting, I'll have to cut out all my fun spending!
TRUTH: Who said you can't plan for fun? You certainly can! You will only be cutting out spending that doesn't align with your income abilities and long-term goals. I encourage you to keep some fun stuff in your budget for long-term sustainability!
MYTH: Facing my money situation is too scary, I'm not sure if I'm ready
TRUTH: It can be scary at first, but that's because of the anxiety of the unknown and not well understood. Once you understand your situation with clarity, you'll actually start to feel empowered and in-control and the "scary" will melt away into excitement about what's possible!
MYTH: Budgeting is stressful
TRUTH: Budgeting is SO MUCH less stressful than continuing bad spending habits, not making progress, overdrafts, missing bills, credit card debt creeping up, and having unclear messy finances. It can actually alleviate much of the anxiety you are currently feeling about your current situation.
MYTH: I make too much money/too little money to need a budget
TRUTH: Budgeting has nothing to do with how much you make, and everything to do with responsibly managing your income, whatever level it is! You can plan out a $1,500 paycheck or a $15,000 paycheck to put every dollar to intentional use.
What will happen if you don't join now?
Do you have debt? Your debt will keep accruing interest and growing bigger by the day.
A little unorganized? You still won't have a plan for your dollars.
Financial future not feeling secure? That won't change without you putting in the work.
We don't want that for you! If you are ready to make a change, we're here to help you jump in and take this on.
Worried about the cost of the course?
The price of the course is only $137. The cost of not taking action on your finances and addressing your debt is much higher . . .
If you have $50,000 of debt with an average interest rate of 5%, your debt is accruing $2,500 per year in interest.
So what does that mean? You are losing $2,500 per year by not taking action now!
Investing $137 in your family now could put that $2,500 back in your pocket year-after-year, so we think it's a pretty good investment.
"My fiancé and I feel way more confident about the money we have and how to use it to reach our goals. Before we did this course we had no idea we were spending so much money on food ($1600 for a family of 3), which was crazy for us to see!
We feel more confident in sticking to a budget and knowing how to track everything. Merilee goes into detail to help with all those random budget items that are hard to track or plan for. We loved all the flexibility her course gave to customize our budget to our own family goals!"
— Tina B. (Utah)
Frequently Asked Questions
"Here’s the truth: if you want different results, you need to do something different. Make a decision right now to get different results. Enroll in Budget to Debt Freedom and let’s get you out of survival mode and on to thriving with your finances starting today."
- Merilee
There's no better time than now. Are you in?
- Budget to Debt Freedom Course (valued at $297)
- The Budget to Debt Freedom Course Workbook NEW (valued at $47)
- Private access to the members-only Facebook community (valued at $97/year)
- Expert chat support (valued at $47/year)
- Debt Payoff Calculator (valued at $17)
- Cult favorite Budget Template (valued at $17)
- BONUS Find Your Perfect Side Hustle e-book NEW (valued at $20)
- BONUS 8 videos + lessons on advanced personal finance topics NEW (valued at $297)
- BONUS Stick to Your Budget Action Guide NEW (valued at $27)
- BONUS 12-Pack of Printable Progress Trackers NEW (valued at $17)
CHOOSE YOUR PAYMENT OPTION:
ONE PAYMENT OF
(Best value!)
$883
$137
TWO PAYMENTS OF
(2 installments one month apart)
$484
$75
